{"id":1228,"date":"2025-05-30T10:42:20","date_gmt":"2025-05-30T10:42:20","guid":{"rendered":"https:\/\/msafdar.com\/blog\/?p=1228"},"modified":"2025-06-17T06:54:57","modified_gmt":"2025-06-17T06:54:57","slug":"why-financial-management-beats-using-spreadsheet","status":"publish","type":"post","link":"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/","title":{"rendered":"A Spreadsheet Isn\u2019t a Strategy \u2013 Why You Need Financial Management"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#Spreadsheet_Illusion_Why_It_Feels_Safe_%E2%80%94_But_Isnt\" >Spreadsheet Illusion: Why It Feels Safe \u2014 But Isn\u2019t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#So_What_Exactly_is_Financial_Management\" >So, What Exactly is Financial Management?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#Why_Smart_Accounting_Matters_More_Than_You_Think\" >Why Smart Accounting Matters More Than You Think<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#What_Does_a_Good_Financial_Strategy_Look_Like\" >What Does a Good Financial Strategy Look Like?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#Why_Its_Time_to_Move_Beyond_Spreadsheets\" >Why It\u2019s Time to Move Beyond Spreadsheets?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#Common_Mistakes_You_Can_Avoid_with_it\" >Common Mistakes You Can Avoid with it<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#How_to_Get_Started_with_Financial_Management_Today\" >How to Get Started with Financial Management Today<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#How_Financial_Management_Saved_Businesses\" >How Financial Management Saved Businesses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#Dont_Get_Left_Behind\" >Don\u2019t Get Left Behind<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#Your_Business_Deserves_More_Than_Spreadsheets\" >Your Business Deserves More Than Spreadsheets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/msafdar.com\/blog\/why-financial-management-beats-using-spreadsheet\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Let me ask you something \u2014 have you ever spent hours updating your business spreadsheets, only to still feel unsure about where your money really stands? You\u2019re not alone. So many business owners think that as long as they have their numbers in neat rows and columns, they\u2019re in control. But here\u2019s the harsh truth: a spreadsheet isn\u2019t a strategy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s right. Just plugging numbers into Excel won\u2019t save your business from surprises or bad decisions. In fact, it can lull you into a false sense of security \u2014 until the bills come due or a sudden expense hits, and you realize your numbers don\u2019t tell the full story.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is why financial management is so much more than \u201cdoing the books.\u201d It\u2019s the difference between reacting to problems and steering your business confidently toward success. Today, I want to walk you through why relying on spreadsheets alone is one of the biggest planning mistakes you can make \u2014 and how embracing smart financial management can turn your business around.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Spreadsheet_Illusion_Why_It_Feels_Safe_%E2%80%94_But_Isnt\"><\/span><b>Spreadsheet Illusion: Why It Feels Safe \u2014 But Isn\u2019t<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Spreadsheets are everywhere because they seem simple, familiar, and inexpensive. You can build your own system, customize it, and keep all your data in one place. <\/span><b><i>Sounds great, right?<\/i><\/b><\/p>\n<p><b><i>Studies show that nearly 9 out of 10 spreadsheets have errors. <\/i><\/b><span style=\"font-weight: 400;\">That means businesses are often making decisions based on flawed data \u2014 sometimes costing thousands or even millions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Spreadsheets don\u2019t update automatically. You have to remember to input every transaction and hope you don\u2019t make a typo. They can\u2019t give you real-time alerts when cash runs low or forecast how a new project might affect your finances.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, while spreadsheets might give you a sense of control, they\u2019re really just a static snapshot \u2014 not a living, breathing financial plan.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"So_What_Exactly_is_Financial_Management\"><\/span><b>So, What Exactly is Financial Management?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/msafdar.com\/\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/msafdar.com\/blog\/wp-content\/uploads\/2025\/06\/A-Spreadsheet-Isnt-a-Strategy-\u2013-Why-You-Need-Financial-Management1-scaled.jpg\" alt=\"Financial Management\" width=\"2560\" height=\"1706\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Think of <a href=\"https:\/\/msafdar.com\/Financial-Management\">financial management<\/a> like being the captain of a ship. It\u2019s about more than knowing where you are on the map \u2014 it\u2019s about plotting the best course, adjusting when the weather changes, and making sure your ship doesn\u2019t run out of fuel.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In business terms, financial management means planning, organizing, controlling, and monitoring your money so you can meet goals, stay profitable, and grow sustainably.<\/span><\/p>\n<p><b>Instead of just tracking numbers, you\u2019re asking:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">How much money do I actually need to keep things running?<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Where should I invest to get the best return?<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">What risks am I facing, and how do I prepare for them?<\/span><\/i><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When done well, financial management becomes your secret weapon \u2014 helping you spot opportunities and avoid disasters before they happen.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Smart_Accounting_Matters_More_Than_You_Think\"><\/span><b>Why Smart Accounting Matters More Than You Think<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You might think \u201caccounting\u201d is just boring paperwork or tax season headaches. But smart accounting is what powers good financial management.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Imagine having your books updated automatically, with your expenses and sales connected to your bank accounts. Imagine dashboards that show you exactly where your money is, how fast it\u2019s moving, and what your future looks like \u2014 all in real time.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Smart accounting tools do this. They reduce mistakes, save you time, and give you the insights <\/span><b><i>you need to make smarter decisions.<\/i><\/b><\/p>\n<p><b><i>And the best part?<\/i><\/b><span style=\"font-weight: 400;\"> They connect directly to your finance strategy so everything is working together \u2014 not in silos.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Does_a_Good_Financial_Strategy_Look_Like\"><\/span><b>What Does a Good Financial Strategy Look Like?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A financial strategy isn\u2019t a fancy buzzword. It\u2019s a simple plan that shows how you\u2019ll manage your money to reach your goals.<\/span><\/p>\n<p><b>For example:<\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b><i>How much cash do you need to keep on hand to cover expenses?<\/i><\/b><\/li>\n<li aria-level=\"1\"><b><i>What pricing will cover costs but still attract customers?<\/i><\/b><\/li>\n<li aria-level=\"1\"><b><i>Should you take out a loan, or look for investors?<\/i><\/b><\/li>\n<li aria-level=\"1\"><b><i>Where can you cut costs without hurting quality?<\/i><\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Without a solid financial strategy, many businesses just \u201chope for the best\u201d \u2014 and that\u2019s a recipe for stress and mistakes.<\/span><\/p>\n<p style=\"text-align: center;\"><b><i>According to the Small Business Administration, 82% of small businesses fail<br \/>\nbecause of poor cash flow management.<\/i><\/b><\/p>\n<p><span style=\"font-weight: 400;\">That often comes down to skipping real financial management and relying on guesswork.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Its_Time_to_Move_Beyond_Spreadsheets\"><\/span><b>Why It\u2019s Time to Move Beyond Spreadsheets?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Switching from spreadsheets to a financial management system might sound intimidating. But it\u2019s one of the smartest moves you can make.<\/span><\/p>\n<p><b>Here\u2019s what modern tools offer:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Automated invoicing and payment tracking \u2014 no more lost bills or late fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Real-time cash flow monitoring so you always know where you stand.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Forecasting features that let you run \u201cwhat-if\u201d scenarios.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integration with your sales, inventory, and payroll for one source of truth.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You get the full picture, not just pieces on a spreadsheet.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Common_Mistakes_You_Can_Avoid_with_it\"><\/span><b>Common Mistakes You Can Avoid with it<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Let\u2019s be honest \u2014 we all make mistakes. But some cost more than others. Here are a few planning mistakes that happen when you rely too much on spreadsheets:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mistake #1:<\/b><span style=\"font-weight: 400;\"> Thinking you\u2019re profitable because your sales look good \u2014 but running out of cash because customers haven\u2019t paid yet. It helps you track cash flow separately from profits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mistake #2:<\/b><span style=\"font-weight: 400;\"> Overestimating how much money you\u2019ll bring in. Smart financial planning forces you to be realistic and prepare for slow months.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mistake #3:<\/b><span style=\"font-weight: 400;\"> Letting expenses sneak up on you. Without detailed cost tracking, you miss opportunities to save.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mistake #4:<\/b><span style=\"font-weight: 400;\"> No backup plan for unexpected events. It lets you test different scenarios so you\u2019re ready for surprises.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Get_Started_with_Financial_Management_Today\"><\/span><b>How to Get Started with Financial Management Today<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You don\u2019t have to overhaul everything overnight. Start with these simple steps:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Look honestly at your current finances.<\/b><span style=\"font-weight: 400;\"> Gather all your spreadsheets, bank statements, and invoices. See where the gaps and risks are.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Set clear financial goals. <\/b><span style=\"font-weight: 400;\">What do you want to achieve in the next 6 months, year, or 5 years?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pick a financial management tool that fits your business size and needs. <\/b><span style=\"font-weight: 400;\">Many affordable, user-friendly options are available.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Automate your accounting as much as possible. <\/b><span style=\"font-weight: 400;\">Let the system do the heavy lifting.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Check your financial reports regularly <\/b><span style=\"font-weight: 400;\">\u2014 don\u2019t wait until tax time.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ask for help if you need it. A financial advisor or accountant can help you build a plan that works.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Financial_Management_Saved_Businesses\"><\/span><b>How Financial Management Saved Businesses?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">I want to share a quick story about a small business owner named Sarah. She was managing her caf\u00e9 with spreadsheets and paper receipts. One slow month, she ran out of cash and almost had to close. After switching to a simple management system, she saw where her money was leaking, adjusted her pricing, and planned for busy and slow seasons. Today, she\u2019s profitable and stress-free.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Or take James, who runs a manufacturing business. By integrating his financial management with inventory and sales, he cut costs by 20% and increased profits. He says, \u201cI never realized how much money I was losing until I had real-time financial insights.\u201d<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dont_Get_Left_Behind\"><\/span><b>Don\u2019t Get Left Behind<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Technology is changing how businesses handle money. AI-powered tools can predict trends, spot errors instantly, and even automate tax filing. Businesses that stick to spreadsheets risk falling behind competitors who embrace smart management.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Imagine your business running smoother, your decisions backed by data, and your future less uncertain. That\u2019s the power of this.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Your_Business_Deserves_More_Than_Spreadsheets\"><\/span><b>Your Business Deserves More Than Spreadsheets<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you\u2019re still relying on spreadsheets to manage your finances, it\u2019s time for a change. It is about taking control, reducing stress, and setting yourself up for success.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Remember, spreadsheets are just tools \u2014 not strategies. To truly grow and protect your business, you need a clear <a href=\"https:\/\/msafdar.com\/Financial-Management\">financial strategy<\/a> backed by <a href=\"https:\/\/msafdar.com\/Financial-Management\">smart accounting<\/a> and modern financial management.<\/span><\/p>\n<p style=\"text-align: center;\"><b><i>Take the first step today \u2014 your business\u2019s future depends on it.<\/i><\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><b>FAQs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Q1: What is financial management, really?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s managing your money smartly to help your business reach its goals, avoid risks, and grow steadily.<\/span><\/p>\n<p><b>Q2: Can I still use spreadsheets if I\u2019m a small business?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You can, but they shouldn\u2019t be your only tool. As you grow, spreadsheets often fall short \u2014 automating and integrating your <a href=\"https:\/\/tagco.pk\/\" target=\"_blank\" rel=\"noopener\">finances<\/a> is key.<\/span><\/p>\n<p><b>Q3: How often should I check my finances?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">At least monthly. More often if possible. Staying on top keeps surprises away.<\/span><\/p>\n<p><b>Q4: What are the biggest mistakes helps me avoid?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Poor cash flow tracking, unrealistic revenue estimates, uncontrolled expenses, and no backup plans.<\/span><\/p>\n<p><b>Q5: Where do I start with it?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Assess your current system, set goals, pick the right tools, automate, and review regularly. Don\u2019t hesitate to get professional help.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let me ask you something \u2014 have you ever spent hours updating your business spreadsheets, only to still feel unsure [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1263,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[889],"tags":[893,894,892,891,895,890],"class_list":["post-1228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-management","tag-businessfinancetips","tag-cfoinsights","tag-financestrategy","tag-financialstrategy","tag-planlikeapro","tag-smartaccounting"],"_links":{"self":[{"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/posts\/1228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/comments?post=1228"}],"version-history":[{"count":4,"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/posts\/1228\/revisions"}],"predecessor-version":[{"id":1266,"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/posts\/1228\/revisions\/1266"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/media\/1263"}],"wp:attachment":[{"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/media?parent=1228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/categories?post=1228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/msafdar.com\/blog\/wp-json\/wp\/v2\/tags?post=1228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}